Closing costs are a crucial part of purchasing a home, often catching buyers off guard. This guide breaks down the most common closing costs, explains how they’re calculated, and offers practical tips to help you prepare financially.

Buying a home comes with more than just a mortgage. It also brings potential tax benefits. From mortgage interest and property taxes to points and certain closing costs, understanding what expenses may be tax-deductible can help you save money. Always consult a qualified tax professional for guidance specific to your situation.

Explore whether 2025 is the right time to buy a home in North Jersey. Learn key market insights, what factors to consider, and how to plan your purchase with a trusted local partner.